Home Equity Loans in Toledo, OH

Looking for the best place to get a home equity loan in Toledo, OH? Compare local offers to find flexible rates and terms that fit your needs, whether you’re planning renovations or consolidating debt.

Tap into your home’s value with confidence. Our friendly Toledo experts make it easy to explore options, get fast funding, and support your family’s goals every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
clearviewfcu
6 - 7.04 %
5 - 20 Yrs
80 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %
kemba
6.25 - 7.24 %
80 %
veridiancu
6.25 - 8 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Kemba Financial has a HELOC with an APR range of 6.25% to 7.24% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.25% to 6.49% range seen 60 and 90 days ago. The upper end of the range has increased since then, while the minimum rate has stayed steady.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Toledo, OH

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lucas County, OH

Compare other loan types in Toledo, OH

Why compare Home Equity Loans in Toledo, OH on LendMesh

If you're searching for the best place for a home equity loan in Toledo, OH, take your time comparing multiple lenders on LendMesh. Exploring different options can help you uncover better rates and more flexible terms that fit your needs. Remember, a little extra research goes a long way in unlocking your home’s value without overpaying.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Simply set your target rate, like 4% or 5%, and receive notifications when offers fall below that number. With weekly or monthly updates featuring expert insights, trending rates, and curated loan deals, Toledo homeowners can make smarter decisions and seize great opportunities as they arise.

Customers are also interested in:

Best Place For Home Equity Loan