Home Equity Loans in Lexington, KY

Looking for the best home equity interest rates in Lexington, KY? Start here to compare local loan offers that fit your budget and goals. Whether you’re planning renovations or consolidating debt, we make it easy to find competitive rates and flexible terms.

Unlock your home’s potential with trusted Lexington lenders who understand your needs. Enjoy fast funding and personalized service that helps you make smart financial moves, all while supporting our vibrant Kentucky community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Lexington, KY

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🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

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Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re searching for the best home equity interest rates in Lexington, KY, it pays to keep comparing lenders on LendMesh. Our platform makes it easy to explore a variety of options side-by-side, helping you find deals that fit your budget and goals. Take your time and see what’s available—you might discover a more affordable rate or better terms that make unlocking your home’s value even more rewarding.

Stay ahead in the Lexington home equity market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, whether it’s 5% or 4%, and we’ll notify you whenever offers fall below that threshold. You’ll receive expert insights, trend updates, and carefully selected loan deals delivered weekly or monthly, so you never miss a chance to secure a great rate and make the most of your home equity.

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