Home Equity Loans in Lexington, KY

Looking for the best home equity interest rates in Lexington, KY? Start here to compare local loan offers that fit your budget and goals. Whether you’re planning renovations or consolidating debt, we make it easy to find competitive rates and flexible terms.

Unlock your home’s potential with trusted Lexington lenders who understand your needs. Enjoy fast funding and personalized service that helps you make smart financial moves, all while supporting our vibrant Kentucky community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 6.75 %
75 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
aboundcu
6.5 %
100 %
heritagefederal
6.5 - 9.38 %
15 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
membersheritage
6.75 %
penfed
6.75 %
10 - 20 Yrs
85 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Heritage's HELOC rate is 6.5% today, down from 6.75% seven and 30 days ago and also lower than 60 days ago. The Home Equity loan rate is 6.88% to 9.38% , unchanged from 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Lexington, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Fayette County, KY

Compare other loan types in Lexington, KY

Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re searching for the best home equity interest rates in Lexington, KY, it pays to keep comparing lenders on LendMesh. Our platform makes it easy to explore a variety of options side-by-side, helping you find deals that fit your budget and goals. Take your time and see what’s available—you might discover a more affordable rate or better terms that make unlocking your home’s value even more rewarding.

Stay ahead in the Lexington home equity market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, whether it’s 5% or 4%, and we’ll notify you whenever offers fall below that threshold. You’ll receive expert insights, trend updates, and carefully selected loan deals delivered weekly or monthly, so you never miss a chance to secure a great rate and make the most of your home equity.

Customers are also interested in:

Best Home Equity Interest Rates