Home Equity Loans in Lexington, KY

Looking to tap into your Lexington home's value? Comparing home equity loan and line of credit offers from trusted local banks and credit unions can help you find the best rates and terms tailored to your needs.

Whether you’re planning renovations or consolidating debt, Lexington lenders provide friendly service and fast approval. Start exploring your options today to make the most of your home’s equity with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Lexington, KY

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🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

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Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re searching for the best bank for a home equity line of credit in Lexington, KY, it’s smart to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better rates and more flexible terms tailored to your needs. Taking a little extra time now can lead to significant savings and a loan that truly fits your financial goals.

Consider subscribing to LendMesh for personalized alerts on home equity offers in Lexington, KY. Just set your target rate, and you’ll receive timely notifications whenever deals dip below your preferred threshold. With expert insights and curated loan options delivered weekly or monthly, you’ll stay informed and ready to act—joining thousands of borrowers who trust LendMesh to find the best opportunities without the hassle.

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