Home Equity Loans in Lexington, KY

Looking to tap into your Lexington home's value? Comparing home equity loan and line of credit offers from trusted local banks and credit unions can help you find the best rates and terms tailored to your needs.

Whether you’re planning renovations or consolidating debt, Lexington lenders provide friendly service and fast approval. Start exploring your options today to make the most of your home’s equity with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
aboundcu
6.5 %
100 %
∞
heritagefederal
6.5 - 9.38 %
15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
membersheritage
6.75 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Heritage's HELOC rate is 6.5% today, down from 6.75% seven and 30 days ago and also lower than 60 days ago. The Home Equity loan rate is 6.88% to 9.38% , unchanged from 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Lexington, KY

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🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

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Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re searching for the best bank for a home equity line of credit in Lexington, KY, it’s smart to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better rates and more flexible terms tailored to your needs. Taking a little extra time now can lead to significant savings and a loan that truly fits your financial goals.

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