Home Equity Loans in Richmond, KY

If you’re a Richmond, KY homeowner, tapping into your home’s equity with a low-interest HELOC can be a smart way to fund renovations, debt consolidation, or other needs. Comparing local offers helps you find the best rates and flexible terms tailored just for you.

Richmond residents trust community-focused lenders who understand local needs and offer fast, friendly service. Explore your options today to unlock your home’s potential with confidence and ease, knowing you’re supported by neighbors who care.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time.

🏦 Local Lenders in Richmond, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Madison County, KY

✅PARK FEDERAL CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION

Compare other loan types in Richmond, KY

Why compare Home Equity Loans in Richmond, KY on LendMesh

If you’re searching for a low interest HELOC in Richmond, KY, it pays to explore multiple lenders before making a decision. LendMesh makes it easy to compare a variety of options side by side, helping you discover better deals and more affordable rates tailored to your needs. Take your time to review offers thoroughly—finding the right fit for your financial goals can make all the difference.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate, and we’ll notify you the moment offers dip below your chosen threshold. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals straight to your inbox. Join thousands of Richmond borrowers who trust LendMesh to keep them ahead of the curve and secure the best HELOC opportunities.

Customers are also interested in:

Low Interest Heloc