If you’re a Richmond, KY homeowner, tapping into your home’s equity with a low-interest HELOC can be a smart way to fund renovations, debt consolidation, or other needs. Comparing local offers helps you find the best rates and flexible terms tailored just for you.
Richmond residents trust community-focused lenders who understand local needs and offer fast, friendly service. Explore your options today to unlock your home’s potential with confidence and ease, knowing you’re supported by neighbors who care.
Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .
State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Fortera has a Home Equity loan with an APR range of 5.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 9.25% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.
Commonwealth has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range has gone down from 18% to 6.75% . University Of Kentucky has a HELOC with a 5.75% APR today, unchanged from 7, 30, and 60 days ago. The 90–day range for this HELOC is 5.75% to 18% . Their Home Equity loan has a 7.74% APR now, unchanged from 7, 30, and 60 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days.
Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.
University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .
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If you’re searching for a low interest HELOC in Richmond, KY, it pays to explore multiple lenders before making a decision. LendMesh makes it easy to compare a variety of options side by side, helping you discover better deals and more affordable rates tailored to your needs. Take your time to review offers thoroughly—finding the right fit for your financial goals can make all the difference.
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