Home Equity Loans in Louisville, KY

Looking for the best interest rates on a home equity line of credit in Louisville, KY? Start here to compare offers from trusted local lenders, so you can find a loan that fits your budget and goals without the hassle.

Whether you’re planning home improvements or consolidating debt, Louisville homeowners can secure competitive rates and flexible terms. Get expert guidance and fast funding to unlock your home’s full potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
forteracu
5.49 - 9.49 %
20 Yrs
80 %
∞
ccuky
5.75 - 6.75 %
10 - 15 Yrs
∞
ukfcu
5.75 - 7.74 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
lnfcu
5.99 - 6.99 %
5
100 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Fortera's Home Equity loan APR stays the same at 5.49% to 9.49% compared to 7, 30, and 60 days ago. The HELOC APR is 6.75% to 9.25% today, unchanged from 7, 60, and 90 days ago, but the 30–day range was lower at 6.75% to 8.5% . Both products show stable rates over the past few months. Commonwealth has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% .

University Of Kentucky has a HELOC with a minimum APR of 5.75% , unchanged from 7 and 30 days ago and lower than the 30, 60, and 90–day range of 5.75% to 18% . Their Home Equity loan has a fixed APR of 7.74% , unchanged from 7 and 30 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

L & N has a Home Equity rate range of 5.99% to 6.99% today. This is lower than the rate 60 and 90 days ago, which was 6.5% . There is no data for 7 or 30 days ago to compare. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Louisville, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, KY

✅ADVANZ FEDERAL CREDIT UNION
✅MSD FEDERAL CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION
✅LOUISVILLE FEDERAL CREDIT UNION
✅TRANSCEND CREDIT UNION
✅L N CREDIT UNION
✅KEMBA LOUISVILLE CREDIT UNION
✅CLASS ACT FEDERAL CREDIT UNION
✅BROWNFORMAN EMPLOYEES CREDIT UNION
✅LIBERTY FEDERAL CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅YOUNG COMMUNITY FEDERAL CREDIT UNION
✅BEACON COMMUNITY CREDIT UNION
✅K I T FEDERAL CREDIT UNION
✅RURAL COOPERATIVES CREDIT UNION
✅AUTOTRUCK FINANCIAL CREDIT UNION
✅ONE VISION FEDERAL CREDIT UNION
✅ABOUND FEDERAL CREDIT UNION

Compare other loan types in Louisville, KY

Why compare Home Equity Loans in Louisville, KY on LendMesh

If you’re searching for the best interest rate on a line of credit in Louisville, KY, it pays to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find rates that fit your budget. Take your time to review terms and offers—finding the right line of credit can save you money and give you the flexibility you need for your goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, like 4% or 5%, and get notified as soon as offers drop below your preferred level. Whether you want weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals tailored for Louisville borrowers right in your inbox. Join thousands who trust LendMesh to make smarter borrowing decisions with confidence.

Customers are also interested in:

Interest Rate On Line Of Credit