Home Equity Loans in Louisville, KY

Looking for the best mortgage line of credit rates in Louisville, KY? Compare offers from local lenders who know the community and offer flexible options to fit your needs. Whether it’s home improvements or debt consolidation, you can find a rate that works for you.

Tap into your home’s equity with confidence. Louisville homeowners have trusted lenders ready to provide fast funding and personalized support, helping you unlock your home’s potential without hassle. Start comparing today to get the best deal for your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
forteracu
5.49 - 9.49 %
20 Yrs
80 %
∞
ccuky
5.75 - 6.75 %
10 - 15 Yrs
∞
ukfcu
5.75 - 7.74 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
lnfcu
5.99 - 6.99 %
5
100 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Fortera's Home Equity loan APR stays the same at 5.49% to 9.49% compared to 7, 30, and 60 days ago. The HELOC APR is 6.75% to 9.25% today, unchanged from 7, 60, and 90 days ago, but the 30–day range was lower at 6.75% to 8.5% . Both products show stable rates over the past few months. Commonwealth has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% .

University Of Kentucky has a HELOC with a minimum APR of 5.75% , unchanged from 7 and 30 days ago and lower than the 30, 60, and 90–day range of 5.75% to 18% . Their Home Equity loan has a fixed APR of 7.74% , unchanged from 7 and 30 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

L & N has a Home Equity rate range of 5.99% to 6.99% today. This is lower than the rate 60 and 90 days ago, which was 6.5% . There is no data for 7 or 30 days ago to compare. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

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