Home Equity Loans in Knoxville, TN

Ready to tap into your home’s value in Knoxville, TN? A HELOC gives you flexible access to funds for debt consolidation, home improvements, or unexpected expenses—all with competitive local rates.

Compare offers from trusted Knoxville lenders who understand our community. With fast approvals and friendly guidance, you can find the right HELOC to fit your needs and budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
orionfcu
6.5 - 10.75 %
10 Yrs
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
cccu
6.74 - 8.59 %
10 - 25 Yrs
90 %
∞
tvacreditunion
6.75 %
∞
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
redfcu
6.875 %
10 - 15 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Orion's HELOC has an APR range of 6.5% to 10.75% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago when the APR was 3.99% . The rates have stayed steady recently but increased compared to a few months back. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months. Knoxville Tva Employees has a HELOC with an APR range of 5.99% to 18% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago when the range was 5.74% to 6.75% .

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Redstone's HELOC has a minimum APR of 6.88% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when it was 7.12% , and also down from the range of 7.38% to 18% seen 90 days ago.

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If you’re looking to get a HELOC in Knoxville, TN, it pays to compare offers across multiple lenders. Taking the time to explore different rates and terms on LendMesh can help you uncover better deals and more affordable options tailored to your needs. There’s no rush—finding the right fit for your financial goals is worth the extra search.

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