Home Equity Loans in Johnson City, TN

Looking to refinance your HELOC in Johnson City, TN? Compare home equity loan offers from trusted local lenders who understand your needs and offer competitive rates. Whether you’re planning home improvements or consolidating debt, we make it easy to find the right fit for your budget.

Refinancing your HELOC in Johnson City means unlocking more value from your home with flexible terms and fast funding. Get personalized guidance from local credit unions committed to supporting our community while helping you save money and simplify your finances.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
redfcu
6.875 %
10 - 15 Yrs
95 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
leaderscu
7 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redstone's HELOC has a minimum APR of 6.88% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when it was 7.12% , and also down from the range of 7.38% to 18% seen 90 days ago. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Leaders Credit Union has a HELOC with an APR range of 5.99% to 18% today. This rate range is the same as it was 7 days ago, but higher than the single 5.99% rate from 30, 60, and 90 days ago. The minimum APR has stayed steady at 5.99% over all these periods.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Johnson City, TN

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🏘️ All the Lenders Available in Washington County, TN

✅CONSUMER CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅EASTMAN CREDIT UNION
✅APPALACHIAN COMMUNITY FEDERAL CREDIT UNION
✅SELECT SEVEN FEDERAL CREDIT UNION
✅TEN CREDIT UNION
✅NORTHEAST COMMUNITY 67021 CREDIT UNION
✅GREATER EASTERN CREDIT UNION
✅BEACON FINANCIAL CREDIT UNION
✅UNITED SOUTHEAST FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Johnson City, TN on LendMesh

If you’re looking to refinance your HELOC in Johnson City, TN, it’s worth taking a moment to compare offers from multiple lenders on LendMesh. Exploring a range of options can help you uncover better rates and more flexible terms that fit your financial goals. There’s no rush—finding the right deal means you can make the most of your home’s equity with confidence and ease.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate. Whether you prefer weekly or monthly updates, you’ll receive expert insights, current rate trends, and curated loan deals directly to your inbox. Join many Johnson City borrowers who use LendMesh to stay informed and seize the best refinance opportunities as soon as they become available.

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