APPALACHIAN COMMUNITY FEDERAL CREDIT UNION

Welcome to appalachian-community, where we have been dedicated to serving our members since our establishment in 1993. Located in the heart of Kingsport, TN, our mission revolves around empowering individuals and families through accessible financial services while fostering a strong sense of community. Under the leadership of CEO Andrew Mullins and Board President Joe Boggs, we prioritize a member-first approach that emphasizes trust, transparency, and support for all your financial needs.

At appalachian-community, we pride ourselves on offering modern banking solutions designed for your convenience. Our services include comprehensive online banking, a user-friendly mobile application, person-to-person transfer options, e-statements, mobile payments, and e-signature authorization, ensuring that you can manage your finances effortlessly. As an NCUA-insured institution since 12/6/1993 0:00, we are committed to safeguarding your assets while providing a wide range of products such as auto loans, personal loans, mortgage refinancing, and business banking services. Explore more about us at our official website: https://www.myacfcu.org/ . We look forward to being your trusted partner on your financial journey.

At Appalachian Community, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking to open a checking or savings account, secure an auto loan, refinance your mortgage, or explore personal loans and debt consolidation options, we have you covered. Our business banking solutions include merchant services and business loans that empower small businesses to thrive in today's competitive landscape. With features like ATM & cash withdrawal services and basic drive-thru banking available at several branches, managing your finances has never been easier.

In today's fast-paced world, we understand that convenience is key. That’s why we offer robust digital access through online banking and our mobile application, allowing you to manage your accounts anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, you can effortlessly handle your everyday banking tasks while planning for life milestones or growing your business. Membership with Appalachian Community is accessible for those who qualify; for more details on eligibility, visit . Additionally, if you're considering financing options and want to compare rates or check loan availability, our loan aggregator service at https://www.lendmesh.com/loans/vehicle_loans provides valuable insights tailored to your needs. For personalized assistance or any questions you may have, feel free to reach out via our fax number .

Appalachian Community has built a strong reputation as a trusted financial partner, serving a vibrant membership of 12,308 individuals. With total assets amounting to 168,938,715, the credit union demonstrates its commitment to financial stability and growth. This is reflected in its robust net worth of 18,821,687, which underscores the organization's solid foundation and reliability in managing members' finances.

In the past year, Appalachian Community has achieved a net income of 467,298, showcasing its effective operational strategies and dedication to serving its members' needs. The total deposits of 7,504,979 further illustrate the trust that members place in this institution, indicating a strong community connection and confidence in the services provided.

With a diverse portfolio comprising 6,940 loans and leases, Appalachian Community caters to various financial needs, including personal banking, auto loans, and commercial lending. The impressive credit card loan volume of 1,091 and auto loan volume of 3,118 highlight the credit union's ability to meet the financing demands of its members effectively. Additionally, with only 18 commercial loans on record, it indicates a focused approach towards ensuring quality service for business banking clients.

The credit union operates with a commendable net worth ratio of 1,111, emphasizing its strong capital position relative to its assets. This is further supported by total borrowings of 1,714,286, demonstrating prudent management practices that ensure sustainability while providing competitive products and services.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore their financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.