Appalachian Community Credit Union Rogersville TN | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Appalachian Community, your trusted financial partner located at 1206 W Main St, Rogersville, TN 37857. Since our establishment in 1993, we have proudly served our community, building strong relationships with over 12,308 members. With a commitment to providing personalized service and a variety of financial solutions, we strive to meet the needs of individuals and businesses alike. At Appalachian Community, we understand the importance of financial stability. Our total assets stand at an impressive $168,938,715, reflecting our robust position in the community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With $7,504,979 in total deposits and a net worth of $18,821,687, we are well-equipped to support your financial goals. Our dedicated team of 55 employees, led by CEO Andrew Mullins and Board President Joe Boggs, is here to provide you with exceptional service. Whether you're looking for guidance on loans or need assistance with online banking our friendly staff is ready to help. Plus, we offer convenient features such as an ATM and drive-thru services for easy access to your funds. While members can visit us at our branch for any inquiries or transactions, official correspondence should be sent to the same address: 1206 W Main St, Rogersville, TN 37857. Join us today and discover how Appalachian Community can help you achieve your financial dreams. For more information or to get started with an account or loan application, please visit our website at myacfcu.org or give us a call at 423-272-7266. We're excited to be part of your journey toward financial success!

Branch History & Mission

Commitment to Community

Our heart lies in Rogersville and the surrounding areas. We actively engage in community outreach efforts through partnerships with local organizations. Whether it's sponsoring educational programs or supporting local events, Appalachian Community aims to give back to the neighborhoods that have supported us throughout the years. While members can visit us at 1206 W Main St for all their banking needs including convenient drive-thru service official correspondence should be sent to the same address as our mailing address. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM.

Join Us Today

We invite you to experience the benefits of being part of Appalachian Community. Whether you need personal banking solutions or business services, we're here to help you succeed. With available ATM access and dedicated staff ready to assist you at (423) 272-7266, now is the perfect time to join a community-focused credit union committed to your financial future. Visit us online at myacfcu.org or stop by today!

Our Journey

From the beginning, our mission has been clear: to provide accessible and affordable financial services while fostering community development. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also understand the needs of local businesses and offer tailored banking solutions that help them thrive. As technology evolved, so did we. Our commitment to providing modern conveniences is evident in our online and mobile banking services. Members can now manage their finances anytime and anywhere with ease. Furthermore, we prioritize accessibility by ensuring that our branch complies with ADA standards so everyone can benefit from our services.

Branch Location & Accessibility

Convenient Access and Features

Our branch features ample parking, so you won't have to worry about finding a spot. Plus, we're committed to ensuring everyone can access our services comfortably, with ADA-compliant facilities including ramps for easy entry. For those who prefer to bank on-the-go, we offer ATM services right at our location. Additionally, take advantage of our drive-thru banking options for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Get in Touch!

If you're looking for a reliable credit union experience right in the heart of Rogersville, come visit us today! For any inquiries or assistance before your visit, don't hesitate to call us at 423-272-7266. We can't wait to meet you and help with all your financial needs!

Operating Hours Designed for You

We understand that life can get busy! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our Friday hours until 5:30 PM. This gives you plenty of time during the week to visit us when it's most convenient for you. While you're here, feel free to explore our wide range of services such as personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and more. Our friendly staff is always ready to assist you with any questions or needs you may have.

Member Eligibility

Becoming a member of Appalachian Community is like opening the door to a supportive community that truly cares about your financial well-being. If you live, work, worship, or attend school in Hawkins County, you're likely eligible to join our family. We welcome everyone from all walks of life, making it easy for you to access a range of financial services designed to meet your needs. For more specific eligibility criteria, feel free to visit our website at . Joining us is simple! Just head over to our account opening page at http://www.myacfcu.org/apply-for-loan, and you'll find all the information you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (423) 272-7266. We're here to help! Experience the advantages of being part of Appalachian Community, where your journey towards better financial health begins right here at 1206 W Main St Rogersville, TN 37857.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments effortlessly at your storefront or online our merchant services can make this happen. From credit card processing to mobile payment solutions, we provide the tools that simplify transactions, so you can focus on what really matters: growing your business. If you're ready to take the next step in your business journey, visit us at 1206 W Main St Rogersville Tn 37857 in Rogersville, TN, or give us a call at (423) 272-7266. Let's work together to write your success story!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,379,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we have tailored solutions such as merchant services and business loans to help you grow your enterprise. Whether you're starting a new venture or expanding an existing one, our knowledgeable staff will work closely with you to find the right financial tools for your success.

Convenient Access Points

Your time matters, which is why we provide essential services like ATM access for easy withdrawals and balance checks without waiting in line. Our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for busy days when every minute counts! At Appalachian Community, we believe that banking should be convenient and accessible. That's why we ensure that all our services are available online as well as in-person so you can choose what works best for you.

Credit Cards with Benefits

We also offer credit cards with rewards that can help you earn points on everyday purchases. Imagine getting cash back or travel rewards just by using your card for groceries or gas! This service is perfect for members who want to maximize their spending while keeping their finances in check.

Get Started Today!

Are you ready to experience all that we have to offer? Visit us at 1206 W Main St Rogersville Tn 37857, call us at (423) 272-7266, or explore more about our services online at Rogersville Br. Our friendly team is here to assist you every step of the way!

Loans Made Easy

Need a new car? Our auto loans and vehicle financing options are designed with competitive rates to help you hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services offer flexible terms and expert advice to guide you through the process. For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash with manageable repayment plans.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or managing day-to-day expenses, we have an account that fits your needs. Many of our members find joy in the ease of accessing their funds through online and mobile banking, allowing them to check balances, transfer money, and pay bills anytime, anywhere.

Digital & Online Banking

Key Services Available

Our online platform is user-friendly and packed with features that make banking straightforward. You can view your account balances, transfer funds, and pay bills all in one place. We also offer e-statements, so you can go green and reduce paper clutter while keeping track of your finances effortlessly. Plus, our electronic signature authorization allows you to sign documents securely online, saving you time without compromising safety.

Mobile Banking Made Simple

For those on the go, our mobile application ensures that banking is just a tap away. Whether you're making person-to-person transfers or using mobile payments for purchases, our app provides a seamless experience. You can manage your money whenever it suits you, whether you're at home or out in the community.

Safety First

We prioritize your security in every transaction. Our systems are equipped with advanced security measures to protect your information and ensure peace of mind while you bank online. With real-time account management capabilities, you'll always know what's happening with your finances. With Appalachian Community, digital banking is not just about technology; it's about making life easier for you. Embrace the convenience of managing your accounts anytime and anywhere!

Financial Strength

At Appalachian Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to serving you, we are proud to share insights into our financial strength. With a net worth of $18,821,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reinforced by our net worth ratio of 11.11%, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $68,016,848 in share certificates and $4,890,103 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits stand at $4,595,222, allowing us to focus our resources on benefiting you through improved loan rates and exclusive perks. Our $16,176,907 in undivided earnings enables us to reinvest in innovative banking tools and stronger lending options. We currently have $149,555,041 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $467,298, which helps us continue offering competitive loan rates and solid financial products. We also take pride in having 53 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedication to service is evident as we manage a growing member base with 24,052 total share accounts, showcasing the trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Appalachian Community is your trusted partner. Visit us at 1206 W Main St Rogersville Tn 37857 or call 423-272-7266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,715,221 in used vehicle loans and $8,671,832 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $3,379,722 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to improve your current operations, we're here to support your entrepreneurial journey. We are committed to helping our members find the right financing solutions for their needs. If you're considering refinancing or want to learn more about eligibility options for our loan products, please don't hesitate to reach out. You can visit us at 1206 W Main St Rogersville TN 37857 or call us at 423-272-7266 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Appalachian Community can help you reach your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,284,044, make buying or refinancing simple. We're here to guide you through every step of the process so you can find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,190,315 in loans helping members manage their finances effectively. Our credit card options come with various rewards and benefits to suit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent. Each lender featured on LendMesh has been vetted to ensure they meet these high standards.