Home Equity Loans in Valley, AL

Looking for the lowest home equity loans in Valley, AL? You’re in the right place to compare top offers that fit your budget and goals. Whether it’s remodeling your home or consolidating debt, finding the best rate starts here.

Valley homeowners deserve clear options and friendly support. Explore flexible terms from trusted local lenders who understand our community and can help you access your home’s value quickly and confidently.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
listerhill
4 - 6.75 %
10 - 20 Yrs
avadiancu
4.49 - 9.25 %
15 Yrs
80 %
mymax
4.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
tyndall
5.875 - 7 %
20 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with a minimum APR of 4% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Avadian's HELOC rates are 4.49% to 9.25% today, the same as 7, 30, and 60 days ago. Its Home Equity loan rates are 7.25% to 8.25% , also unchanged from 7 and 30 days ago. Both products have steady rates over the past two months. Max has a HELOC with a 4.5% APR today. This rate is the same as it was 7 days ago and also matches the rate from 60 days ago. There's no change in the APR over these periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

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