Home Equity Loans in Montgomery, AL

Looking to tap into your Montgomery home’s equity? Compare the best home equity lines of credit in Montgomery, AL, and find flexible options designed to fit your needs. Whether it’s home improvements or consolidating debt, smart choices start here.

Local lenders in Montgomery offer competitive rates and personalized service you can trust. Take control of your finances with an equity line that works for you—fast funding, clear terms, and support from experts who know our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
listerhill
4 - 6.75 %
10 - 20 Yrs
∞
avadiancu
4.49 - 9.25 %
15 Yrs
80 %
∞
mymax
4.5 %
20 Yrs
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with a 4% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR today, with no earlier rates available for comparison. Avadian has a HELOC with an APR range of 4.49% to 9.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 7.25% to 8.25% , also unchanged from the past 7, 30, and 60 days. Both products have stable rates over the last two months. Max has a HELOC with a 4.5% APR today. This rate is the same as it was 7 days ago and also matches the rate from 60 days ago. There's no change in the APR over these periods.

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Tyndall has a Home Equity rate range of 5.88% to 7% today, unchanged from 7, 60, and 90 days ago. Its HELOC rate is 6.74% , unchanged from 7 and 30 days ago as well as 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Montgomery, AL

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🏘️ All the Lenders Available in Montgomery County, AL

✅ALABAMA ONE CREDIT UNION
✅GUARDIAN CREDIT UNION
✅ALABAMA STATE EMPLOYEES CREDIT UNION
✅MAX CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅GUARDIAN 68374 CREDIT UNION
✅FEDMONT FEDERAL CREDIT UNION
✅AUBURN UNIVERSITY CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MONTGOMERY VA FEDERAL CREDIT UNION

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