Home Equity Loans in Tuscaloosa, AL

Looking for the best HELOC interest rates in Tuscaloosa, AL? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether you’re planning a remodel or need extra cash, we make it easy to unlock your home’s value.

Tuscaloosa homeowners can tap into competitive rates and quick funding right here in the community. Start comparing today and take confident steps toward your next project with a home equity line of credit designed to work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
alabamaone
6 - 9 %
15 Yrs
100 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
allincu
6.25 - 7.75 %
10 - 15 Yrs
∞
veridiancu
6.25 - 8 %
∞
guardiancu
6.25 - 8.75 %
20 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %
∞
fivestarcu
6.75 %
∞
penfed
6.75 %
85 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Guardian has a HELOC with an APR range of 6.25% to 8.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.49% to 8.69% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago.

Five Star has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Tuscaloosa, AL

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🏘️ All the Lenders Available in Tuscaloosa County, AL

✅AMERICAS FIRST CREDIT UNION
✅ECO CREDIT UNION
✅ALABAMA ONE CREDIT UNION
✅ALABAMA CREDIT UNION
✅RIVERFALL CREDIT UNION
✅CITY 62062 CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅ALABAMA CENTRAL CREDIT UNION
✅RED OAK CREDIT UNION
✅TUSCALOOSA V A FEDERAL CREDIT UNION
✅MUTUAL SAVINGS 60501 CREDIT UNION

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