Home Equity Loans in Miami, FL

Looking to tap into your Miami home's value? Compare the best HELOC offers to find flexible rates and terms that fit your needs. Whether it’s remodeling or managing debt, the right loan can make your plans a reality.

Miami homeowners deserve more than just low rates—they want trusted guidance and fast funding. Explore local options that combine expert support with community care to help you unlock your home's full potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
firstflorida
6.75 - 11.25 %
10 - 20 Yrs
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
communityfirstfl
6.79 - 7.25 %
10 - 20 Yrs
90 %
∞
pefcu
6.83 - 7.294 %
15 - 20 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
alabamacu
7.25 - 8.25 %
90 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. First Florida has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which started at 4.99% . The minimum APR has gone up since two months ago, while the maximum rate stayed the same.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Community First Credit Union Of Flo has a Home Equity rate today between 6.8% and 7.14% , which is up from 7 days ago but higher than 30, 60, and 90 days ago. Their HELOC rate is steady at 7.25% , unchanged from 7, 30, and 60 days ago. Publix Employees has a Home Equity rate range of 6.83% to 7.29% today. This is slightly lower than 7 days ago but higher than 30 days ago. Compared to 60 and 90 days ago, the rates are up as well.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

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