Home Equity Loans in Athens, GA

Looking to refinance your mortgage or tap into your home’s equity in Athens, GA? Compare local lenders who offer competitive rates and flexible terms tailored to your needs. It’s a smart way to save money or fund your next project.

Our community-focused lenders understand Athens homeowners and provide fast, friendly service. Whether you’re remodeling or consolidating debt, exploring your options helps you find the best fit and make confident financial decisions right here at home.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
robinsfcu
5.75 - 9.5 %
10 Yrs
95 %
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
bcu
6 - 6.75 %
peachstatefcu
6 - 7.25 %
15 Yrs
80 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Robins Financial has a HELOC with an APR range of 5.75% to 9.5% today, unchanged from 7 and 30 days ago. This rate range is lower than it was 60 and 90 days ago when the upper end reached 18% . The minimum APR remains steady at 5.75% . First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Peach State has a HELOC with an APR range of 4% to 18% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.25% to 7.25% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

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Why compare Home Equity Loans in Athens, GA on LendMesh

If you’re in Athens, GA and looking to refinance your mortgage or tap into home equity, it pays to keep exploring your options. LendMesh offers a simple way to compare multiple lenders side by side, helping you find better deals and lower rates without pressure. Taking the time to shop around ensures you unlock the best value for your home and financial goals.

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