Home Equity Loans in Smyrna, GA

Looking for the best home equity line of credit rates in Smyrna, GA? Compare local offers to find flexible terms that fit your needs, whether you’re tackling home improvements or consolidating debt. It’s easy to unlock your home’s value with trusted lenders right here in your community.

Smyrna homeowners count on friendly, expert guidance from local credit unions offering competitive rates and fast funding. Don’t miss out on today’s great deals—explore your options and choose the home equity solution that works best for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
creditunion1
6.24 - 6.25 %
5 - 20 Yrs
90 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
georgiasown
6.5 %
95 %
∞
vystarcu
6.5 - 7.25 %
20 Yrs
80 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Credit Union 1 has a HELOC with an APR range of 6.24% to 6.25% today. This rate is lower than it was 30 and 60 days ago, when the APR was 6.75% . There is no data for 7 days ago, but the current rate shows a clear decrease compared to the past month and two months. University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Georgia'S Own has a HELOC with a 6.5% APR today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Vystar's Home Equity loan has an APR range of 6.5% to 7.25% today, which is higher than 90 days ago when it ranged from 6.25% to 7% . The HELOC rate is steady at 6.75% , unchanged from 7, 60, and 90 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

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✅APCO EMPLOYEES CREDIT UNION
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✅LGE COMMUNITY CREDIT UNION
✅FAITH CONNECTION FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅CREDIT UNION OF GEORGIA CREDIT UNION
✅ASSOCIATED CREDIT UNION CREDIT UNION
✅MEMBERSFIRST CREDIT UNION
✅VYSTAR CREDIT UNION
✅ITHINK FINANCIAL CREDIT UNION
✅SOUL COMMUNITY FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GENUINE PARTS CREDIT UNION

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