Home Equity Loans in Rock Hill, SC

Looking for the best place for a HELOC in Rock Hill, SC? Compare local lenders who understand your needs and offer flexible home equity options. Whether you’re remodeling or consolidating debt, finding the right loan can make all the difference.

Our Rock Hill community lenders provide personalized service and competitive rates to help you unlock your home’s value quickly and easily. Start comparing offers today and take the first step toward smart, affordable financing.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
revfcu
5 - 6.75 %
10 - 15 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
allsouth
5.75 - 9.25 %
6 - 12 Yrs
85 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
peachstatefcu
6 - 7.25 %
15 Yrs
80 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
veridiancu
6.25 - 8 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rev has a Home Equity loan with a 5% APR today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% APR and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Allsouth has a HELOC with an APR range of 5.75% to 9.25% today. This rate is the same as it was 7 days and 60 days ago. There has been no change in the APR over these periods. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Peach State has a HELOC with an APR range of 4% to 18% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.25% to 7.25% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

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Why compare Home Equity Loans in Rock Hill, SC on LendMesh

If you’re searching for the best place for a HELOC in Rock Hill, SC, it pays to keep comparing lenders on LendMesh. Exploring multiple options can uncover better rates and more flexible terms that fit your unique needs. Take your time to review offers side by side—your ideal home equity line of credit is out there, and a little extra research could save you money in the long run.

To stay ahead of changing rates and new deals in Rock Hill, consider subscribing to LendMesh. Simply set your target interest rate, and we’ll send personalized alerts when offers dip below your goal. Subscribers also receive expert insights, market trends, and curated loan options weekly or monthly—helping you make confident, informed decisions with ease. Join thousands of smart borrowers who trust LendMesh to catch the best HELOC opportunities as they arise.

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