Home Equity Loans in Charleston, SC

Looking to unlock your Charleston home's equity? Compare home equity loan offers tailored for local homeowners to find flexible rates and terms that fit your needs. Whether it’s a remodel or debt relief, get started with options made for you.

Our community-focused lenders in Charleston, SC, provide fast funding and friendly guidance every step of the way. Discover how easy it is to turn your home’s value into the cash you need, with support from experts who understand your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
familytrust
6.75 - 11.25 %
∞
foundersfcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
scscu
7.75 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

Family Trust has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. S. C. State has a HELOC with a 7.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is higher than the range of 4.5% to 18% seen 90 days ago.

Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

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If you’re a homeowner in Charleston, SC, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side by side, helping you find better rates and more flexible terms that fit your needs. Take your time reviewing offers to unlock your home’s value with confidence and secure the best deal for your next project or financial goal.

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