Home Equity Loans in Charleston, SC

Looking to unlock your Charleston home's equity? Compare home equity loan offers tailored for local homeowners to find flexible rates and terms that fit your needs. Whether it’s a remodel or debt relief, get started with options made for you.

Our community-focused lenders in Charleston, SC, provide fast funding and friendly guidance every step of the way. Discover how easy it is to turn your home’s value into the cash you need, with support from experts who understand your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
cpmfed
6.5 - 6.99 %
5 - 15 Yrs
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
safefed
6.75 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
sharonview
6.75 - 8.25 %
15 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago.

Cpm has a HELOC with an APR range of 6.5% to 6.99% today. This rate is the same as it was 7 days ago. No changes are shown for 30, 60, or 90 days. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Safe has a HELOC with a 6.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is steady compared to the range of 4.5% to 18% seen 90 days ago. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago.

Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

🏦 Local Lenders in Charleston, SC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Berkeley County, SC

✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅BERKELEY COMMUNITY FEDERAL CREDIT UNION
✅SANTEE COOPER CREDIT UNION CREDIT UNION
✅REV FEDERAL CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

Compare other loan types in Charleston, SC

Why compare Home Equity Loans in Charleston, SC on LendMesh

If you’re a homeowner in Charleston, SC, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side by side, helping you find better rates and more flexible terms that fit your needs. Take your time reviewing offers to unlock your home’s value with confidence and secure the best deal for your next project or financial goal.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just share your target rate, whether it’s 4% or 5%, and we’ll notify you as soon as loans drop below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly—helping Charleston homeowners like you stay ahead and never miss out on the best opportunities.

Customers are also interested in:

Homeowners Equity