Home Equity Loans in Charleston, SC

Looking to make the most of your Charleston home’s equity? Compare competitive home equity line of credit interest rates from trusted local lenders who know the Lowcountry and offer flexible terms tailored to your needs.

Whether it’s for remodeling, debt consolidation, or big projects, Charleston homeowners can find personalized service and quick funding. Start exploring your options today to unlock the best rates and make your goals a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
familytrust
6.75 - 11.25 %
∞
foundersfcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
scscu
7.75 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

Family Trust has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7, 30, and 90 days ago, but the minimum APR was lower 60 days ago at 6.75% . Overall, the rates have mostly stayed steady over the past three months. Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. S. C. State has a HELOC with a 7.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is higher than the range of 4.5% to 18% seen 90 days ago.

Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

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✅SOUTH CAROLINA FEDERAL CREDIT UNION
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✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
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✅LATITUDE 32 FEDERAL CREDIT UNION

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If you’re searching for home equity line of credit interest rates in Charleston, SC, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and potentially lower rates tailored to your needs. Taking a little extra time now can save you money and secure the flexible terms that suit your goals, whether it’s home improvements or debt consolidation.

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