Home Equity Loans in Charleston, SC

Looking to make the most of your Charleston home’s equity? Compare competitive home equity line of credit interest rates from trusted local lenders who know the Lowcountry and offer flexible terms tailored to your needs.

Whether it’s for remodeling, debt consolidation, or big projects, Charleston homeowners can find personalized service and quick funding. Start exploring your options today to unlock the best rates and make your goals a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
cpmfed
6.5 - 6.99 %
5 - 15 Yrs
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
safefed
6.75 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
sharonview
6.75 - 8.25 %
15 Yrs
95 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. Cpm has a HELOC with an APR range of 6.5% to 6.99% today. This rate is the same as it was 7 days ago. No changes are shown for 30, 60, or 90 days.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Safe has a HELOC with a 6.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is steady compared to the range of 4.5% to 18% seen 90 days ago. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago.

Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

🏦 Local Lenders in Charleston, SC

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🏘️ All the Lenders Available in Charleston County, SC

✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅REV FEDERAL CREDIT UNION
✅S C STATE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅CPM FEDERAL CREDIT UNION
✅STATE DEPARTMENT FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅LATITUDE 32 FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Charleston, SC on LendMesh

If you’re searching for home equity line of credit interest rates in Charleston, SC, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and potentially lower rates tailored to your needs. Taking a little extra time now can save you money and secure the flexible terms that suit your goals, whether it’s home improvements or debt consolidation.

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