Home Equity Loans in Durham, NC

Looking to tap into your Durham home's equity? Whether you’re planning a renovation or need to consolidate debt, comparing local home equity loan offers can help you find the best rates and terms that fit your needs.

Durham homeowners deserve trusted lenders who understand the community. Explore competitive equity credit options with friendly service and flexible plans designed to make your financial goals a reality—right here in North Carolina.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
allegacy
7.25 %
15 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
credithuman
7.385 - 8.322 %
20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Allegacy's HELOC has a minimum APR of 7.25% today, unchanged from 7 and 30 days ago. This rate is higher than the range from 30 and 60 days ago, which was 4.99% to 18% , and also higher than the range from 90 days ago, which started at 0.5% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. Credit Human's Home Equity rates today range from 7.38% to 8.32% , which is slightly higher than 7 days ago when rates were between 7.36% and 8.3% . Compared to 30 days ago, the rates have increased from 7.15% to 8.22% . The rates are also up from 60 and 90 days ago, when they ranged from 7.06% to 8% and 7% to 7.9% , respectively.

🏦 Local Lenders in Durham, NC

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🏘️ All the Lenders Available in Durham County, NC

✅COASTAL FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅MOUNT VERNON BAPTIST CHURCH CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅VISION FINANCIAL FEDERAL CREDIT UNION
✅DUKE UNIVERSITY FEDERAL CREDIT UNION

Compare other loan types in Durham, NC

Why compare Home Equity Loans in Durham, NC on LendMesh

If you're exploring equity credit options in Durham, NC, take your time comparing lenders on LendMesh to uncover the best deals and most affordable rates. A little extra searching can make a big difference in your loan terms, helping you unlock your home’s value with confidence and ease. Let the variety of offers guide you toward a solution that fits your financial goals without any pressure.

Stay ahead in Durham’s lending market by subscribing to LendMesh’s personalized alert service. Simply share your target rate, like 4% or 5%, and receive instant notifications when offers dip below that mark. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll have the tools to make informed decisions and never miss a valuable opportunity. Join many smart borrowers who trust LendMesh to keep them informed and in control.

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