Home Equity Loans in Durham, NC

Looking to tap into your home’s value in Durham, NC? A HELOC line of credit offers a flexible way to fund renovations, consolidate debt, or cover unexpected expenses—all while enjoying competitive rates tailored to our local market.

Compare top home equity loan offers from trusted lenders right here in Durham. With fast approvals and personalized service, you’ll find the right option to meet your financial goals and support your community’s growth.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
skylacu
6.75 - 8.2 %
15 Yrs
sharonview
6.75 - 8.25 %
15 Yrs
95 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
foundersfcu
6.75 - 11.75 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
latinoccu
7 - 7.75 %
90 %
allegacy
7.25 %
15 Yrs
100 %
connexuscu
7.31 - 9.41 %
15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Latino Community has a HELOC with an APR range of 7% to 7.75% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 7.5% , and also higher than 90 days ago, which had a wider range from 6.75% to 18% .

Allegacy's HELOC has a minimum APR of 7.25% today, unchanged from 7 and 30 days ago. This rate is higher than the range from 30 and 60 days ago, which was 4.99% to 18% , and also higher than the range from 90 days ago, which started at 0.5% . Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

🏦 Local Lenders in Durham, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Durham County, NC

Compare other loan types in Durham, NC

Why compare Home Equity Loans in Durham, NC on LendMesh

If you’re exploring HELOC options in Durham, NC, it’s wise to keep comparing offers on LendMesh. Different lenders have varied rates and terms, so browsing multiple deals helps you find the best fit for your financial goals. Taking a little extra time to compare can unlock better rates and save you money over the life of your loan.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you as soon as offers in Durham drop below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and curated loan deals delivered directly to your inbox. Join thousands of borrowers who count on LendMesh to find smarter, more affordable HELOC options.

Customers are also interested in:

Heloc Line Of Credit