Home Equity Loans in Durham, NC

Looking to tap into your Durham home's value? Compare home equity loan offers today and find flexible options tailored to your needs. Whether it’s for remodeling, debt consolidation, or big projects, local lenders provide competitive rates you can trust.

Get fast funding with clear terms from lenders who know Durham, NC. Take a moment to explore your options and unlock the potential of your home’s equity—making your financial goals easier to reach with hometown support.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
ncsecu
6.25 - 7.25 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
truliantfcu
6.39 - 9.47 %
20 Yrs
efirstflight
6.48 - 7.05 %
centra
6.49 - 9.49 %
15 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
marinefederalhb
6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

State Employees' HELOC rates are 6.25% to 7.25% today, the same as 7, 30, and 60 days ago. These rates are lower than 90 days ago, when they ranged from 6.5% to 7.5% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. First Flight has a Home Equity rate of 6.48% today, unchanged from 7 and 30 days ago and slightly higher than the range from 90 days ago. Its HELOC rate is 7.05% , unchanged from 7 and 30 days ago but lower than the 90–day range. Both rates stayed steady over the past week.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from the past week and the last three months. Both products show steady rates over time. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Marine has a Home Equity loan with an APR of 6.75% today, unchanged from it was 7 days ago. There's no change compared to the previous week. No other time comparisons are available.

🏦 Local Lenders in Durham, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Durham County, NC

Compare other loan types in Durham, NC

Why compare Home Equity Loans in Durham, NC on LendMesh

If you're searching for a home equity loan today in Durham, NC, take your time comparing offers from multiple lenders on LendMesh. Exploring different options helps you uncover better rates and terms tailored to your needs. With so many choices available, a little extra research can make a big difference in unlocking your home’s value with confidence and savings.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you as soon as lenders in Durham offer deals below your goal. Receive expert insights, rate trends, and curated loan options weekly or monthly—helping you stay ahead and seize the best home equity loan opportunities when they arise. Join others in Durham taking charge of their borrowing journey today.

Customers are also interested in:

Home Equity Loan Today