Home Equity Loans in Clayton, NC

Looking for the best HELOC interest rates in Clayton, NC? Compare local lenders to find flexible options that fit your budget and home goals. Whether you’re planning renovations or consolidating debt, you can unlock your home’s value with confidence.

Clayton homeowners deserve simple, clear loan choices with fast funding and friendly support. Explore competitive rates tailored to our community and make smart financial moves today—your home’s equity is waiting to work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
revfcu
5 - 6.75 %
10 - 15 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
abnbfcu
5.75 - 7.24 %
2 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
advancial
6.09 - 7.69 %
15 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rev has a Home Equity loan with a 5% APR today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% APR and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advancial's Home Equity rates are between 6.09% and 7.69% today, which is slightly higher than the 6.01% to 7.66% range from 7, 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , unchanged over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Clayton, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Johnston County, NC

Compare other loan types in Clayton, NC

Why compare Home Equity Loans in Clayton, NC on LendMesh

If you’re exploring HELOC interest rates in Clayton, NC, it pays to keep comparing lenders on LendMesh. Our platform lets you easily review multiple offers side-by-side, helping you uncover better deals and lower rates that suit your financial goals. Take your time and find the option that truly fits your needs without feeling rushed.

Stay informed and ahead of the market by subscribing to LendMesh alerts. Simply set your target interest rate—say 5% or 4%—and we’ll notify you as soon as offers meet your criteria. Enjoy weekly or monthly updates with expert insights, trend analysis, and curated loan deals delivered directly to your inbox. Join thousands of Clayton homeowners who trust LendMesh to find smart, timely loan options.

Customers are also interested in:

Heloc Interest