Home Equity Loans in Smithsburg, MD

Looking to tap into your home’s value in Smithsburg, MD? An equity line of credit loan offers flexible access to funds for anything from home upgrades to consolidating debt.

Compare top local lenders to find the best rates and terms tailored to your needs. Start your journey to smarter financing with confidence today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
patriotfcu
6.49 - 7.49 %
90 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
apgfcu
6.75 - 7.75 %
90 %
∞
secumd
6.75 - 8.24 %
1 - 20 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
towerfcu
6.75 - 9.49 %
30 Yrs
100 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patriot has a HELOC with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Aberdeen Proving Ground has a HELOC with an APR range of 6.75% to 7.75% today. This rate range is the same as it was 7 days, 30 days, and 60 days ago. The rates have stayed steady over the past two months. State Employees Cu Of Maryland, Inc has a HELOC with an APR range of 4.24% to 8.24% today. This rate range is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

Tower has a HELOC with an APR range of 6.75% to 8.25% today, unchanged from 7 and 30 days ago but higher than 30 days ago. Their Home Equity loan shows an APR range of 7% to 9.49% , unchanged from 7, 30, and 60 days ago, but the top rate is higher than it was 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Smithsburg, MD

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🏘️ All the Lenders Available in Washington County, MD

✅BULL DOG FEDERAL CREDIT UNION
✅WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION
✅STATE EMPLOYEES CU OF MARYLAND INC CREDIT UNION
✅PATRIOT 16574 CREDIT UNION
✅VANTAGE POINT FEDERAL CREDIT UNION

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