Home Equity Loans in Oakland, MD

Thinking about tapping into your home’s value in Oakland, MD? A home equity line of credit lets you borrow with flexible terms tailored to your needs—whether it’s for remodeling, debt consolidation, or unexpected expenses.

Compare local lenders to find the best rates and fast funding options. With trusted community credit unions nearby, you can get expert advice and support every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Oakland, MD

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Garrett County, MD

✅WEPCO FEDERAL CREDIT UNION
✅FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Oakland, MD

Why compare Home Equity Loans in Oakland, MD on LendMesh

If you’re exploring home equity line of credit loans in Oakland, MD, it’s wise to keep comparing offers on LendMesh. Different lenders may offer varying rates and terms, so taking a little extra time to shop around could help you find a deal that better fits your financial goals. With a clear view of your options, you can confidently unlock your home’s value for renovations, debt consolidation, or other needs.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 5% or 4%—and you’ll receive notifications the moment loans dip below that mark. Enjoy weekly or monthly updates featuring expert insights, trending rates, and hand-picked deals tailored for borrowers in Oakland, MD. Join thousands who trust LendMesh to keep them ahead and never miss a smart borrowing opportunity.

Customers are also interested in:

Home Equity Line Of Credit Loan