Home Equity Loans in Washington, DC

Looking to tap into your Washington, DC home’s equity? Discover competitive HELOC interest rates tailored for DC homeowners, helping you manage debt or fund your next project with ease and confidence.

Compare offers from trusted local lenders to find flexible terms and fast funding. Secure a HELOC that fits your needs and supports your financial goals right here in the nation’s capital.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Washington, DC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in District of Columbia County, DC

✅SIGNAL FINANCIAL FEDERAL CREDIT UNION
✅LEE FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅POLICE 16401 CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅PEPCO FEDERAL CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅AFL CIO EMPLOYEES FEDERAL CREDIT UNION
✅TREASURY DEPARTMENT FEDERAL CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅EP FEDERAL CREDIT UNION
✅MT AIRY BAPTIST CHURCH CREDIT UNION
✅D C FIRE DEPARTMENT FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅OAS STAFF CREDIT UNION
✅BANK FUND STAFF FEDERAL CREDIT UNION
✅DISTRICT OF COLUMBIA TEACHERS FEDERAL CREDIT UNION
✅PHI BETA SIGMA FEDERAL CREDIT UNION
✅SARGENT FEDERAL CREDIT UNION
✅DC FEDERAL CREDIT UNION
✅TRANSIT EMPLOYEES FEDERAL CREDIT UNION
✅PAHOWHO CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅GEORGETOWN UNIVERSITY ALUMNI AND ST FEDERAL CREDIT UNION
✅JOHN WESLEY AME ZION CHURCH FEDERAL CREDIT UNION
✅MT GILEAD FEDERAL CREDIT UNION
✅PMI EMPLOYEES FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅PARAMOUNT BAPTIST CHURCH FEDERAL CREDIT UNION
✅ANDREWS FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅DEPT OF LABOR FEDERAL CREDIT UNION
✅DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION
✅CENSUS FEDERAL CREDIT UNION
✅AGRICULTURE FEDERAL CREDIT UNION
✅DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GSA FEDERAL CREDIT UNION
✅GOVERNMENT PRINTING OFFICE FEDERAL CREDIT UNION
✅SPECTRA FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅STATE DEPARTMENT FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅UNITED STATES SENATE FEDERAL CREDIT UNION
✅WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
✅HUD FEDERAL CREDIT UNION
✅COMMONWEALTH ONE FEDERAL CREDIT UNION
✅LIBRARY OF CONGRESS FEDERAL CREDIT UNION
✅F R B FEDERAL CREDIT UNION
✅IDB GLOBAL FEDERAL CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION

Compare other loan types in Washington, DC

Why compare Home Equity Loans in Washington, DC on LendMesh

If you're searching for HELOC interest rates in Washington DC, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options tailored to your needs. Exploring a variety of offers ensures you find flexible terms that unlock your home’s value, whether for renovations or debt consolidation—helping you make a confident, informed choice without feeling rushed.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, like 4% or 5%, and receive notifications the moment offers drop below your threshold. Along with weekly or monthly updates featuring expert insights, rate trends, and hand-picked loan deals, you’ll join thousands of smart Washington DC borrowers who trust LendMesh to keep them ahead of the curve and never miss a great opportunity.

Customers are also interested in:

Heloc Interest Rates