Home Equity Loans in Kutztown, PA

Looking to tap into your Kutztown home's equity? Compare today’s home equity loan rates from trusted local lenders to find flexible options that fit your budget and goals. Whether it’s for renovations, debt consolidation, or unexpected expenses, you deserve clear, friendly support every step of the way.

Kutztown homeowners count on personalized service and fast funding to make smart financial moves. Start comparing offers now to unlock competitive rates and terms designed with our community in mind—so you can enjoy peace of mind and the home upgrades you’ve been dreaming about.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
belco
4.99 - 8 %
5.1 - 20 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
msdfcu
5.24 - 6.75 %
5 - 15 Yrs
90 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
eriefcu
5.25 - 7 %
5 - 15 Yrs
∞
freedomcu
5.5 - 6.74 %
15 Yrs
80 %
∞
diamondcu
5.69 - 6.59 %
20 Yrs
90 %
∞
psecu
5.69 - 7.75 %
20 Yrs
90 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity rate range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are 5.74% to 7.99% now, unchanged from 7 and 30 days ago but lower than the 60 and 90 days ago range of 5.74% to 8.24% . Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from 7, 30, and 60 days ago. Both products show no rate changes over these time periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 6% to 6.75% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Erie has a Home Equity rate range of 5.25% to 7% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 5.25% and going up to 6.25% . This means the top end of the range has increased since then, while the minimum rate stayed steady.

Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks. Diamond has a HELOC with an APR range of 2.99% to 6.5% , which is unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 5.69% to 6.59% today, with the top end slightly lower than 7 days ago but the same as 90 days ago.

Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison. First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7, 60, and 90 days ago but lower than 30 days ago when the top rate was 8.49% . Its HELOC rates are steady at 6.75% to 7.25% , unchanged from both 7 and 30 days ago.

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🏘️ All the Lenders Available in Berks County, PA

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