Home Equity Loans in Mercer, PA

Looking for the best deals on home equity loans in Mercer, PA? Compare offers from trusted local lenders to find low rates and flexible terms that fit your needs. Whether it’s for home improvements or consolidating debt, there’s a perfect option waiting for you.

Unlock your Mercer home’s value with confidence. Fast funding and expert support make it easy to tap into your equity and get started on your goals. Take a moment to explore your options and choose the loan that works best for your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
patriotfcu
6.49 - 7.49 %
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
20 Yrs
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days. Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Patriot's HELOC has an APR range of 6.49% to 7.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Mercer, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Mercer County, PA

✅GROVE CITY AREA FEDERAL CREDIT UNION
✅BESSEMER SYSTEM FEDERAL CREDIT UNION
✅MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION
✅PENNSTAR FEDERAL CREDIT UNION

Compare other loan types in Mercer, PA

Why compare Home Equity Loans in Mercer, PA on LendMesh

If you’re in Mercer, PA looking for the best deals on home equity loans, it’s wise to keep exploring and comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking a little extra time can help you find cheaper options that fit your needs. Unlock your home’s value by reviewing multiple offers—whether for renovations, debt consolidation, or other goals—so you can make the most informed choice possible.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts designed for borrowers in Mercer, PA. Simply set your target rate, say 4% or 5%, and we’ll notify you the moment loan offers fall below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and hand-picked deals sent directly to your inbox. Join thousands of smart homeowners who trust LendMesh to keep them ahead and never miss a great opportunity.

Customers are also interested in:

Best Deals On Home Equity Loans