Home Equity Loans in Mercer, PA

Looking for the best deals on home equity loans in Mercer, PA? Compare offers from trusted local lenders to find low rates and flexible terms that fit your needs. Whether it’s for home improvements or consolidating debt, there’s a perfect option waiting for you.

Unlock your Mercer home’s value with confidence. Fast funding and expert support make it easy to tap into your equity and get started on your goals. Take a moment to explore your options and choose the loan that works best for your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
belco
4.99 - 8 %
5.1 - 20 Yrs
90 %
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
msdfcu
5.24 - 6.75 %
5 - 15 Yrs
90 %
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
eriefcu
5.25 - 7 %
5 - 15 Yrs
freedomcu
5.5 - 6.74 %
15 Yrs
80 %
diamondcu
5.69 - 6.59 %
20 Yrs
90 %
psecu
5.69 - 7.75 %
20 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity loan with an APR range of 4.99% to 7.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 5.74% to 7.99% today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago when the top rate was 8.24% . Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from 7, 30, and 60 days ago. Both products show no rate changes over these time periods.

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and thirty days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to earlier periods. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 6% to 6.75% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months. State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Erie has a Home Equity rate range of 5.25% to 7% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 5.25% and going up to 6.25% . This means the top end of the range has increased since then, while the minimum rate stayed steady. Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks.

Diamond has a HELOC with an APR range of 2.99% to 6.5% , which hasn't changed in the past 7, 30, 60, or 90 days. Its Home Equity loan shows a range of 5.69% to 6.59% today, with the top end slightly lower than 7 days ago but the same as 30 and 60 days ago. Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison.

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Why compare Home Equity Loans in Mercer, PA on LendMesh

If you’re in Mercer, PA looking for the best deals on home equity loans, it’s wise to keep exploring and comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking a little extra time can help you find cheaper options that fit your needs. Unlock your home’s value by reviewing multiple offers—whether for renovations, debt consolidation, or other goals—so you can make the most informed choice possible.

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