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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14
Credit Union Loan Rates - Trends & Analysis:
Americu has a HELOC with an APR range of 6.25% to 10.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Esl has a Home Equity loan with an APR range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.
Centra has a Home Equity loan with an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from the past week and the last three months. Both products show steady rates over time. Mid–Hudson Valley has a HELOC with a 3.99% APR that hasn't changed in the past 7, 30, or 60 days. Their Home Equity loan shows a range from 6.5% to 7% APR, which is also steady compared to 7, 30, 60, and 90 days ago. Both rates have stayed the same over these time frames.
Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.
Sunmark's Home Equity rates are 6.6% to 7.1% today, the same as 7, 30, 60, and 90 days ago. The HELOC rates are 6.75% to 8.75% , unchanged from 30 days ago but slightly lower than 60 days ago. Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.
Kinecta's HELOC has an APR range of 5.99% to 7.62% , unchanged from it was 7, 30, and 60 days ago but higher than 90 days ago. The Home Equity loan has a fixed APR of 6.74% , unchanged from 7 and 30 days ago, but lower than it was 60 and 90 days ago.