Home Equity Loans in Albany, NY

Looking for the best home equity loan in Albany, NY? Compare local offers that fit your budget and goals, whether you’re planning a remodel or consolidating debt. Finding the right loan is easier when you see your options side by side.

Albany homeowners trust lenders who know the community and offer clear terms with fast funding. Start comparing today to unlock your home’s value with confidence and make your next big project a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
∞
heritagefcu
6 - 7 %
20 Yrs
85 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
americu
6.25 - 10.25 %
10 - 20 Yrs
80 %
∞
esl
6.35 - 8.7 %
20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have stable rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Americu's HELOC rates are 6.25% to 10.25% today, the same as they were 7, 30, and 60 days ago. There has been no change in the rate range over the past two months. Esl has a Home Equity rate range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Its HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

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