Home Equity Loans in Albany, NY

Looking for fixed rate home equity loan options in Albany, NY? Comparing local offers helps you find the best rates and terms that fit your budget, whether you’re planning a remodel or consolidating debt.

Albany homeowners trust local lenders for straightforward loans with predictable payments. Start comparing today to unlock your home’s value with confidence and enjoy personalized service tailored to your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
∞
heritagefcu
6 - 7 %
20 Yrs
85 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
americu
6.25 - 10.25 %
10 - 20 Yrs
80 %
∞
esl
6.35 - 8.7 %
20 Yrs
90 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have stable rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Americu's HELOC rates are 6.25% to 10.25% today, the same as they were 7, 30, and 60 days ago. There has been no change in the rate range over the past two months.

Esl has a Home Equity rate range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Its HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

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