Home Equity Loans in Rocky Point, NY

Looking for the best home equity loan options in Rocky Point, NY? Comparing local banks helps you find competitive rates and terms that suit your needs, whether you’re planning renovations or consolidating debt.

Rocky Point homeowners trust lenders who offer fast approvals and personalized service. Explore your options today and unlock your home's potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mhvfcu
6.5 - 7 %
15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
sunmark
6.6 - 7.1 %
20 Yrs
85 %
∞
quorumfcu
6.62 - 9.88 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
kinecta
6.74 - 7.625 %
85 %
∞
penfed
6.75 %
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
nymcu
6.75 - 7.875 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with a 3.99% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Sunmark's Home Equity loan has an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6.6% .

Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Municipal has a HELOC with an APR of 6.75% , unchanged from 30 and 60 days ago. Their Home Equity loan shows a range from 7% to 7.88% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Rocky Point, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Suffolk County, NY

✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅SUFFOLK FEDERAL CREDIT UNION
✅METRO REALTORS FEDERAL CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅FOURLEAF FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅LATVIAN 18422 CREDIT UNION
✅N Y TEAM FEDERAL CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅LONG ISLAND ALLIANCE FEDERAL CREDIT UNION

Compare other loan types in Rocky Point, NY

Why compare Home Equity Loans in Rocky Point, NY on LendMesh

If you’re searching for the best banks for equity loans in Rocky Point, NY, taking the time to compare multiple lenders can help you uncover better rates and terms that fit your needs. LendMesh makes it easy to explore and evaluate your options, so you can confidently unlock your home’s value with a loan that works for you. Keep browsing and comparing to find the smartest, most affordable choice.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate—whether that’s 4%, 5%, or another goal. You’ll receive timely notifications when offers fall below your threshold, along with expert insights, rate updates, and curated loan deals delivered weekly or monthly. Join thousands of borrowers in Rocky Point who trust LendMesh to stay informed and seize the best opportunities for their home equity loans.

Customers are also interested in:

Best Banks For Equity Loans