Home Equity Loans in Port Jefferson, NY

Looking for the best HELOC rates today in Port Jefferson, NY? Compare offers from trusted local lenders to find flexible terms and competitive rates that fit your budget. Whether you’re planning home improvements or consolidating debt, tapping into your home’s equity has never been easier.

Port Jefferson homeowners deserve quick, clear options with community-focused service. Explore personalized home equity loan offers designed to unlock your home’s value and fund your goals. Start comparing now to get the support and fast approvals you need from lenders who know your neighborhood.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
centra
6.49 - 9.49 %
15 Yrs
100 %
mhvfcu
6.5 - 7 %
15 Yrs
80 %
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
sunmark
6.6 - 7.1 %
20 Yrs
85 %
quorumfcu
6.62 - 9.88 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
kinecta
6.74 - 7.625 %
85 %
penfed
6.75 %
10 - 20 Yrs
85 %
psfcu
6.75 %
10 - 25 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time. Mid–Hudson Valley has a HELOC with a 3.99% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Sunmark's Home Equity loan has an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6.6% . Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Why compare Home Equity Loans in Port Jefferson, NY on LendMesh

If you're searching for heloc rates today in Port Jefferson, NY, it’s wise to keep exploring different lenders on LendMesh. Comparing multiple offers can help you find the best deal that fits your financial goals without feeling rushed. Take your time to review and weigh options—unlocking your home’s value is a big step, and finding the right rate makes all the difference.

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