Home Equity Loans in Merrick, NY

Looking for the best line of credit in Merrick, NY? Discover flexible home equity loan options that fit your budget and goals. Whether you're planning a remodel or need extra funds, comparing offers helps you find the right rate and terms with trusted local lenders.

Unlock the full potential of your Merrick home’s equity today. Get fast funding and expert advice tailored to your needs—all while supporting community-focused lenders who know and care about your neighborhood. Start comparing now to find the best deal for your next project.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mhvfcu
6.5 - 7 %
15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
sunmark
6.6 - 7.1 %
20 Yrs
85 %
∞
quorumfcu
6.62 - 9.88 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
kinecta
6.74 - 7.625 %
85 %
∞
penfed
6.75 %
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
nymcu
6.75 - 7.875 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with a 3.99% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Sunmark's Home Equity loan has an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6.6% .

Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Municipal has a HELOC with an APR of 6.75% , unchanged from 30 and 60 days ago. Their Home Equity loan shows a range from 7% to 7.88% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Merrick, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Nassau County, NY

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅PORT WASHINGTON FEDERAL CREDIT UNION
✅LOCAL 804 FEDERAL CREDIT UNION
✅GREAT NECK SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅NASSAU FINANCIAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅N C P D FEDERAL CREDIT UNION
✅TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION
✅FIRST FRONTIER FEDERAL CREDIT UNION
✅LONG BEACH TEACHERS FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅OCEAN FINANCIAL FEDERAL CREDIT UNION
✅TRANSIT FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅THE HEART CENTER FEDERAL CREDIT UNION
✅LUFTHANSA EMP CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅CONSUMERS 16951 CREDIT UNION

Compare other loan types in Merrick, NY

Why compare Home Equity Loans in Merrick, NY on LendMesh

If you’re searching for the best line of credit in Merrick, NY, it’s wise to keep exploring multiple lenders on LendMesh. Comparing options helps you find better rates and terms that fit your needs without rushing into a decision. Take your time to review offers, so you can unlock the most value from your home equity with confidence.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether it’s 4%, 5%, or another number. You’ll receive timely notifications whenever loan offers fall below your set threshold, along with weekly or monthly updates featuring expert insights, rate trends, and curated deals. Join thousands of borrowers in Merrick who use LendMesh to stay informed and seize the best credit opportunities.

Customers are also interested in:

Best Line Of Credit