Home Equity Loans in Stony Point, NY

Looking to tap into your Stony Point home’s equity? Compare current home equity line interest rates to find the best deal that fits your budget and goals. Whether it’s for remodeling or consolidating debt, the right rate can make all the difference.

Local lenders in Stony Point, NY offer competitive rates with friendly service and flexible options. By comparing offers, you’ll find a home equity line that works for you—fast, simple, and tailored to your needs right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
centra
6.49 - 9.49 %
15 Yrs
100 %
mhvfcu
6.5 - 7 %
15 Yrs
80 %
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
sunmark
6.6 - 7.1 %
20 Yrs
85 %
quorumfcu
6.62 - 9.88 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
kinecta
6.74 - 7.625 %
85 %
penfed
6.75 %
10 - 20 Yrs
85 %
psfcu
6.75 %
10 - 25 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time. Mid–Hudson Valley has a HELOC with a 3.99% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Sunmark's Home Equity loan has an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6.6% . Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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If you’re in Stony Point, NY, exploring home equity line interest rates, it pays to keep comparing lenders on LendMesh. Our platform connects you with multiple options so you can find competitive rates and terms that fit your needs. Take your time and review offers carefully—finding the right deal can unlock your home’s value without unnecessary costs.

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