Home Equity Loans in Phillipsburg, NJ

Looking to tap into your Phillipsburg home’s equity? Whether it’s for remodeling, refinancing, or debt consolidation, comparing loan offers can help you find the best rates and terms tailored to your needs.

Local lenders understand Phillipsburg homeowners and offer friendly, fast service to help you reach your financial goals. Start comparing today and see how much you can save with a home equity loan or line of credit.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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Why compare Home Equity Loans in Phillipsburg, NJ on LendMesh

If you’re exploring refinancing and equity options in Phillipsburg, NJ, take your time to compare multiple lenders on LendMesh. This way, you can uncover better deals and find the most affordable rates tailored to your needs. Making informed choices helps you unlock your home’s value with confidence, whether you’re renovating or consolidating debt.

Stay ahead in Phillipsburg’s loan market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you when offers dip below it. Enjoy expert insights, rate trends, and curated loan deals delivered weekly or monthly—helping you seize the best refinancing and equity opportunities without the hassle.

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