Home Equity Loans in St Johnsbury, VT

Looking to tap into your Saint Johnsbury home's equity? A HELOC can offer flexible access to funds for renovations, debt consolidation, or unexpected expenses. Comparing local offers helps you find the best rates and terms tailored to your needs.

Saint Johnsbury homeowners trust local lenders for fast, friendly service and personalized guidance. Explore your options today to unlock your home’s value with confidence and support from lenders who know our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
vermontfederal
5.5 - 9.24 %
15 Yrs
95 %
northcountry
5.7 - 6.25 %
15 Yrs
80 %
eastrise
5.74 - 8.13 %
15 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Vermont has a Home Equity loan with an APR range of 5.5% to 9.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are between 6.25% and 8% , also unchanged from the past 90 days. Both products have steady rates over this period.

North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% . Eastrise has a Home Equity rate range of 5.74% to 8.13% today, which is lower than the 5.99% to 8.13% range from 60 and 90 days ago. The HELOC rate range is 6.25% to 7. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .

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Why compare Home Equity Loans in St Johnsbury, VT on LendMesh

If you’re exploring HELOC loans in Saint Johnsbury, VT, consider using LendMesh to compare offers from multiple lenders. Taking the time to review different options can help you discover better rates and more favorable terms suited to your needs. There’s no rush—finding the right deal for your home equity loan means making informed choices that benefit your financial future.

To stay informed effortlessly, try LendMesh’s subscription service. Simply set your desired interest rate, and you’ll receive alerts when loan offers fall below that target. With weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan deals, Saint Johnsbury borrowers can stay ahead and never miss an opportunity to secure a great HELOC.

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