Home Equity Loans in Boston, MA

Looking to tap into your Boston home's value? A home equity line of credit offers flexible access to funds for remodeling, debt consolidation, or other needs. Comparing local offers helps you find the best rates and terms tailored just for you.

Boston homeowners trust local lenders who understand the community and deliver fast, friendly service. Explore your options today to secure affordable financing that supports your goals while strengthening our neighborhoods.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rfcu
3 - 7.5 %
5 - 30 Yrs
80 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nescfcu
5.99 %
2 Yrs
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
bcu
6 - 6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

Rockland's HELOC has a 3% APR today, the same as 30 days ago. Its Home Equity loan rates range from 6.38% to 7.5% APR, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the top rate was 7.75% . Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% now, unchanged from 7 and 30 days ago but lower than 60 days ago and slightly higher than 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% . Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR range is 6.5% to 8.5% , also unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the minimum was 6.61% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nesc Credit Union has a HELOC with a minimum APR of 5.99% today, unchanged from 7, 30, and 60 days ago. The rate range was wider in those past periods, from 5.99% to 6.5% . Compared to 90 days ago, today's minimum APR is higher since it was 4.99% back then.

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

🏦 Local Lenders in Boston, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Suffolk County, MA

✅MEMBERS PLUS CREDIT UNION
✅BOSTON FIREFIGHTERS CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅MOSES CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅NEW ENGLAND LEE FEDERAL CREDIT UNION
✅ALPHA CREDIT UNION
✅CHEYENNELARAMIE COUNTY EMPLOYEES CREDIT UNION
✅TREMONT CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅SYMPHONY FEDERAL CREDIT UNION
✅CITY OF BOSTON CREDIT UNION
✅METRO 66364 CREDIT UNION
✅TAUPA LITHUANIAN FEDERAL CREDIT UNION
✅MASS BAY CREDIT UNION
✅ALBRIGHT CREDIT UNION
✅NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅ENERGY CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST PRIORITY 66593 CREDIT UNION
✅CHELSEA EMPLOYEES FEDERAL CREDIT UNION
✅REVERE FIREFIGHTERS FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BOSTON CUSTOMS FEDERAL CREDIT UNION
✅600 ATLANTIC FEDERAL CREDIT UNION

Compare other loan types in Boston, MA

Why compare Home Equity Loans in Boston, MA on LendMesh

If you’re exploring home equity lines of credit in Boston, MA, take your time comparing offers on LendMesh. Browsing multiple lenders helps you uncover better rates and terms that fit your needs without feeling rushed. With so many options available, a little extra research can make a big difference in finding the right deal to unlock your home's value.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and hand-picked loan deals straight to your inbox. Join thousands of Boston homeowners who trust LendMesh to stay informed and act quickly when the best home equity offers become available.

Customers are also interested in:

Getting A Home Equity Line Of Credit