Home Equity Loans in Winthrop, MA

Looking for the best home equity loan APR in Winthrop, MA? Compare local offers to find competitive rates tailored to your needs. Whether it’s home improvements or debt consolidation, a smart choice today can unlock your home's potential tomorrow.

Winthrop homeowners trust nearby lenders for fast, friendly service and flexible terms. Explore your options with confidence, knowing you’re supported by a community-focused team ready to help you achieve your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
coastal1
6.5 %
80 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
harvardfcu
6.74 %
1 - 15 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
nescfcu
6.75 - 7.49 %
2 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland's Home Equity loan has an APR range of 6.38% to 7.5% today, unchanged from it was 7, 30, and 60 days ago. The rate is slightly lower than it was 90 days ago when the top of the range was 7.75% . Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

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