Home Equity Loans in Dorchester, MA

Looking to tap into your home’s equity in Dorchester, MA? Comparing local home equity loans can help you find the best rates and terms to fund renovations, debt consolidation, or family needs—without the hassle.

Dorchester homeowners trust community lenders who understand the neighborhood and offer personalized service. Start comparing offers today to unlock your home's true value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
coastal1
6.5 %
80 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
harvardfcu
6.74 %
1 - 15 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
nescfcu
6.75 - 7.49 %
2 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland's Home Equity loan has an APR range of 6.38% to 7.5% today, unchanged from it was 7, 30, and 60 days ago. The rate is slightly lower than it was 90 days ago when the top of the range was 7.75% . Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

🏦 Local Lenders in Dorchester, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Suffolk County, MA

✅MEMBERS PLUS CREDIT UNION
✅BOSTON FIREFIGHTERS CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅MOSES CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅NEW ENGLAND LEE FEDERAL CREDIT UNION
✅ALPHA CREDIT UNION
✅CHEYENNELARAMIE COUNTY EMPLOYEES CREDIT UNION
✅TREMONT CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅SYMPHONY FEDERAL CREDIT UNION
✅CITY OF BOSTON CREDIT UNION
✅METRO 66364 CREDIT UNION
✅TAUPA LITHUANIAN FEDERAL CREDIT UNION
✅MASS BAY CREDIT UNION
✅ALBRIGHT CREDIT UNION
✅NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅ENERGY CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST PRIORITY 66593 CREDIT UNION
✅CHELSEA EMPLOYEES FEDERAL CREDIT UNION
✅REVERE FIREFIGHTERS FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BOSTON CUSTOMS FEDERAL CREDIT UNION
✅600 ATLANTIC FEDERAL CREDIT UNION

Compare other loan types in Dorchester, MA

Why compare Home Equity Loans in Dorchester, MA on LendMesh

If you're exploring equity loan options in Dorchester, MA, take your time to compare multiple lenders on LendMesh. This way, you can find the best rates and terms that suit your needs without feeling rushed. Unlocking your home’s value is important—finding a deal that fits your financial goals can make all the difference.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate. Whether you’re aiming for 4% or 5%, we’ll notify you as soon as better offers become available. Receive expert insights, market trends, and curated loan deals weekly or monthly, helping Dorchester homeowners stay informed and ready to act on the best opportunities.

Customers are also interested in:

Equity House