Home Equity Loans in Springfield, MA

Looking for the best line of credit rates in Springfield, MA? Compare home equity loan offers from trusted local lenders and find flexible options tailored to your needs. Whether it’s for home improvements or debt consolidation, you deserve a rate that works for you.

Springfield homeowners trust community-focused lenders who understand the local market and offer quick, easy access to funds. Explore competitive rates today and unlock your home's potential with confidence and friendly service right here in Massachusetts.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
50 %
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
jdcu
5.75 - 6.75 %
20 Yrs
80 %
websterfirst
5.75 - 8.5 %
15 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
coastal1
6.25 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 6.88% now, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods.

Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.5% to 8.5% , unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Sharon & Crescent United has a Home Equity rate range of 5.99% to 7.75% today, unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past few months. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days.

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