Home Equity Loans in Chicopee, MA

Looking to tap into your Chicopee home’s value? Compare competitive home equity rates from trusted local lenders who understand your needs and community. Whether it’s for remodeling or debt consolidation, finding the right loan can make all the difference.

Explore flexible borrowing options tailored to Chicopee homeowners. With fast funding and clear terms, you’ll get expert guidance every step of the way—making it easy to turn your home’s equity into the cash you need.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
coastal1
6.25 %
∞
scucu
6.25 %
1 - 10 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods. Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.5% to 8.5% , unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days. Sharon & Crescent United has a HELOC with an APR range of 5.99% to 6.25% today. This rate is the same as it was 7 days ago, but much lower than the 7–day–ago upper rate of 18% . No other time comparisons are available.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Chicopee, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Hampden County, MA

✅POLISH NATIONAL CREDIT UNION
✅FREEDOM 66824 CREDIT UNION
✅ALDEN CREDIT UNION
✅HOLYOKE CREDIT UNION
✅GREATER SPRINGFIELD CREDIT UNION
✅ARRHA CREDIT UNION
✅LUSO FEDERAL CREDIT UNION
✅PIONEER VALLEY FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅MASSMUTUAL FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅SPRINGFIELD STREET RAILWAY EMP CREDIT UNION

Compare other loan types in Chicopee, MA

Why compare Home Equity Loans in Chicopee, MA on LendMesh

If you’re searching for competitive rates for home equity in Chicopee, MA, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. Taking the time to compare ensures you find the right loan terms to unlock your home’s value without settling too soon.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and receive notifications when offers fall below your goal. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and curated loan deals sent directly to your inbox. Join thousands of Chicopee borrowers who trust LendMesh to stay ahead and seize the best home equity opportunities.

Customers are also interested in:

Rates For Home Equity