Young Community Credit Union Louisville KY

Introduction

Welcome to Young Community, where your financial well-being is our top priority! Nestled in the heart of Louisville, KY, at 2200 Greene Way, we proudly serve our community with a strong commitment to member satisfaction and financial growth. Established in 2023, Young Community has quickly become a trusted resource for individuals and families, offering personalized banking solutions tailored to meet diverse needs. At Young Community, we believe that every member matters. With a total membership of 130, we're not just a credit union; we're a community of like-minded individuals working together towards common financial goals. Our assets total an impressive $548,844, backed by a solid net worth of $219,581. We understand the importance of security and trust in your financial institution, which is why we prioritize transparency and reliability in all our services. Our dedicated team, led by CEO Anthony Young and Board President Michael Huelett, is here to ensure you receive the best service possible. With a workforce of six committed employees, we're small enough to know you personally but large enough to provide comprehensive banking services. Whether you're looking for loans, deposits, or financial advice, we have you covered. While members can visit us at our branch location, official correspondence should be sent to 2200 Greene Way, LOUISVILLE, KY 40220. For any inquiries or assistance, feel free to reach out at (502) 208-6610. Join us at Young Community today and discover how we can help you achieve your financial dreams! Visit our website at youngcommunitycreditunion.org for more information or to open an account online here. Your journey towards better financial health starts now!

Branch History & Mission

Welcome to Young Community, a credit union proudly serving the vibrant community of Louisville, KY. Established in 2023, our branch has quickly become a cornerstone for financial support and community engagement. Located at 2200 Greene Way, we are nestled in an area that is easily accessible and known for its friendly atmosphere. From our inception, we have focused on building a legacy of trust and excellence. With a total membership of 130 and assets amounting to $548,844, we strive to provide our members with personalized financial services that cater to their unique needs. Our mission is simple yet powerful: to empower our members through comprehensive financial solutions while fostering a strong sense of community. At Young Community, we believe in making banking accessible and inclusive. We are proud to offer essential services without the hassle of fees that often come with traditional banks. Whether you're looking for personal loans, savings accounts, or simply need guidance on managing your finances, our dedicated team is here to help. While you can visit us at 2200 Greene Way, official correspondence should be sent to our mailing address at 2200 Greene Way, LOUISVILLE, KY 40220. Our doors are open during convenient operating hours, ensuring that you can reach us when you need assistance the most. Our commitment extends beyond just providing financial products; we actively engage in community outreach efforts. By partnering with local organizations and participating in events throughout Louisville, we aim to uplift those around us while also ensuring that our members feel valued and heard. As we embrace digital advancements to enhance your banking experience like electronic signatures and e-statements we remain dedicated to maintaining the personal touch that makes us unique. We are here to listen, support, and grow alongside our members. We invite you to join us at Young Community. Experience firsthand the benefits of being part of a credit union that puts people over profits. Together, let's build a brighter future for ourselves and our community. For more information or to become a member today, call us at 502-208-6610 or visit our website at Young Community Credit Union.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated in the heart of Jefferson County, our branch is just a stone's throw away from popular spots like the Greene Way Shopping Center and local parks. You'll find ample parking available right outside our doors, making it simple to stop by for your banking needs. Our facility is also equipped with accessibility features to ensure all members can comfortably visit us.

Operating Hours and Services

Young Community is open during regular hours, providing you with plenty of opportunities to come in and discuss your financial goals or take care of essential banking tasks. Although we do not have ATM services or drive-thru banking available at this location, we are committed to offering personalized service inside our branch. If you need assistance or have questions, feel free to call us at 502-208-6610.

Visit Us Today!

While members can visit us at 2200 Greene Way, official correspondence should be sent to the same address. We invite you to stop by and explore the range of services we offer. Our team is ready to help you navigate your financial journey and answer any questions you might have. Join us today at Young Community!

Member Eligibility

Welcome to the Young Community, where becoming a member feels like joining a family that truly cares about your financial well-being. If you're interested in joining us, you'll be happy to know that eligibility is quite straightforward! We invite anyone who lives, works, or worships in our community to become a member. This means that if you have a connection to our vibrant area, you're already on the right path! Not only will you gain access to a variety of financial services tailored just for you, but you'll also benefit from competitive rates and personalized support that make managing your money easier. Getting started is simple too! You can open an account by visiting us at 2200 Greene Way, Louisville, KY 40220, or by calling us at 502-208-6610 for more information. For those who prefer the convenience of online applications, we have an easy-to-use form available here. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to check out our detailed information on our website at this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a bustling retail shop and needing a reliable payment solution. With our merchant services, you can accept various payment methods seamlessly, ensuring that you never miss a sale. Our team is here to guide you through the options that best fit your business model. If you're located in Louisville, KY, and are seeking ways to grow your business, reach out to us at (502) 208-6610 or visit us at 2200 Greene Way Louisville Ky 40220. We're here to help turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we're dedicated to providing tailored financing solutions in the future. When available, these loans can empower you to invest in equipment, hire staff, or launch new projects.

Comprehensive List Of Services

Community-Focused Approach

At Young Community, you're not just a member; you're part of our community. We take pride in understanding the specific needs of those we serve in Louisville and beyond. Our goal is to build lasting relationships through trust and transparency, ensuring that each interaction leaves you feeling valued.

Convenient Banking Options

In today's busy world, convenience matters. That's why we provide essential banking features that make managing your finances easier than ever. Our offerings include ATM Services Only, giving you direct access to your funds whenever you need them. We strive to create an environment where banking is accessible and stress-free.

Emphasis on Digital Features

While we may currently provide limited ATM services, we recognize the importance of digital banking in enhancing your experience. Although we do not yet offer mobile apps or online banking, our commitment to improving these services remains strong. We want you to be able to manage your money anytime and anywhere, making life simpler.

Join Us Today!

If you're ready to experience personalized service and community-oriented banking, contact us at (502) 208-6610 or visit us at 2200 Greene Way Louisville Ky 40220. Let's work together towards achieving your financial dreams! Explore more about our services or join us by following this link: Join Us. Together, let's make your financial journey as smooth as possible!

Personalized Financial Solutions

Whether you're saving for a new home or planning your next vacation, our services cater to various life stages and goals. We understand that each member has unique financial aspirations, which is why we offer flexible options tailored just for you. At Young Community, we focus on delivering quality service with a personal touch.

Digital & Online Banking

Connecting with Others

While person-to-person transfers aren't available right now, we're continually looking to enhance our offerings based on member feedback. We aim to create a banking experience that not only meets but exceeds your expectations. In short, digital and online banking at Young Community is all about making your life easier while keeping security in mind. Whether you're at home or on the move, managing your finances has never been simpler! Visit us today at https://www.youngcommunitycreditunion.org/ to explore all the ways we can support you in achieving your financial goals.

Enhanced Security

Security is a top priority at Young Community. Our electronic signature authorization process makes it easier for you to complete transactions securely without the hassle of printing or mailing documents. You can rest assured knowing that your personal information is protected while you enjoy the benefits of modern banking.

Key Features

Our online banking services are available 24/7, giving you the freedom to check your balances, transfer funds, and pay bills at any time. You can also take advantage of our e-statements for a more eco-friendly way to keep track of your financial activity. Not only does this feature save paper, but it also keeps your information organized and easy to access. For those on the go, our mobile payments feature allows you to make purchases directly from your smartphone, adding an extra layer of convenience to your everyday transactions. While we currently don't have a mobile application available, our website is fully optimized for mobile use, ensuring you can manage your account seamlessly from any device.

Financial Strength

At Young Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a partner you can trust with your finances. That's why we are proud to share our solid financial standing, reflecting our commitment to serving you. With a net worth of $219,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 4001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $385,299 in undivided earnings means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $2 in total loans and leases, supporting your financial goals across various sectors. While our recent net income of -$165,718 reflects some challenges ahead, it highlights our dedication to investing in the future of our credit union. We also take pride in having 5 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $113,266. Total Share Accounts: 130, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Young Community is your trusted partner. Visit us at 2200 Greene Way Louisville Ky 40220 or call 502-208-6610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide competitive rates to help you hit the road with confidence. Although currently we have $0 in total auto loans issued, our commitment to serving our members remains strong. Whether you're interested in financing a new vehicle or a used one, we can guide you through the process and help find an option that fits your budget.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, though we currently have $0 in loans helping members manage their finances effectively. If you're looking for ways to consolidate debt or cover unexpected expenses, keep us in mind as your trusted financial partner.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. While we currently do not have any Junior Lien 1-4 Family Residential Property loans totaling $0, we're here to assist you in exploring future possibilities for your dream home.

Refinancing Options

Refinancing options are available for various loan types. If you're considering refinancing your current loans for better rates or terms, please reach out to us at (502) 208-6610. We'll be happy to discuss eligibility criteria and help you find the right solution tailored to your situation. For more information about our loan products or to explore your options further, visit us at our branch located at 2200 Greene Way Louisville Ky 40220 in Louisville, KY. We're dedicated to providing exceptional service and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects current market conditions.

YOUNG COMMUNITY FEDERAL CREDIT UNION - Louisville, KY

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