York Educational Credit Union York PA | Convenient ATM Services

Introduction

At York Educational, we believe in the power of community and financial support. Nestled in the heart of York, PA, at 1601 S Queen St, our credit union has been serving members since 1969. With a strong commitment to our local families and businesses, we've grown to support over 2,667 members, helping them achieve their financial goals through personalized services and a member-focused approach. With total assets exceeding $41 million and deposits amounting to $1,187,430, we are well-equipped to provide loans and financial products that meet your needs. Whether you're looking for a new vehicle with our 470 loans or seeking advice on managing your finances, we're here to help. Our dedicated team, led by CEO Pamala Mohn and Board President Joan Hammond, works tirelessly to ensure that every member feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1601 S Queen St, York, PA 17403-4630. We invite you to explore the range of services we offer on our website at yefcu.org. Join us as we continue to make a positive impact in our community. Call us today at (717) 843-1153 or stop by during our lobby hours from 8 AM to 5 PM Monday through Friday. At York Educational, your financial wellness is our priority!

Branch History & Mission

Community Engagement

York Educational believes in the power of community engagement. We actively seek partnerships with local organizations and participate in outreach efforts designed to give back and support those in need. By investing in our community's future, we create a positive impact that resonates far beyond our branch walls. As technology advances, so do we. Our digital offerings include online banking and mobile payments, making it easier than ever for you to manage your finances on the go. We prioritize accessibility for all members, ensuring compliance with ADA standards so that everyone can enjoy our services without barriers. In conclusion, we invite you to join the York Educational family! Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and their community. Together, let's build a brighter financial future for all. For more information or to become a member today, please visit us online at York Educational or call us at 717-843-1153. Your journey towards better banking starts here!

Our Mission

At York Educational, our mission goes beyond just banking. We strive to empower our members by offering affordable financial solutions that meet their unique needs. Whether it's helping you secure a loan for a new car or guiding you through savings options, we are here to support your financial journey. Our commitment to community extends beyond transactions; we aim to uplift and educate those around us. While members can visit us at 1601 S Queen St, official correspondence should be sent to 1601 S Queen St, York, PA 17403-4630. Our operating hours are from 8 AM to 5 PM, Monday through Friday, ensuring that you can easily reach us when needed.

Branch Location & Accessibility

Banking Features

Although we currently do not have ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with all your banking inquiries directly inside the branch. Please feel free to reach out to us at 717-843-1153 if you have any questions or need assistance before visiting. For official correspondence, remember that while you can visit us at 1601 S Queen St, all mail should be sent to the same address: 1601 S Queen St, York, PA 17403-4630. We look forward to welcoming you at York Educational! Stop by today and see how we can support your financial journey.

Convenience and Accessibility

At our branch, you will find ample parking available for your convenience. We strive to make banking easy for everyone, which is why our facilities are designed with accessibility in mind, ensuring that all members can visit us comfortably. While our lobby hours are from 8 AM to 5 PM on weekdays, we invite you to come by during those hours for any of your banking needs. Whether you're looking to open a new account, inquire about loans, or simply have a chat with one of our friendly staff members, we are here to help.

Member Eligibility

At York Educational, we believe that everyone deserves a chance to join a community that prioritizes your financial well-being. Becoming a member is easy and open to individuals who live, work, or worship in the York area. If you have a family member who is already part of our credit union, you can also enjoy the benefits of membership! With us, you'll find a supportive environment where your needs are front and center. To get started on your journey with us at our conveniently located branch at 1601 S Queen St York Pa 17403, simply give us a call at (717) 843-1153 for any questions or visit our website. You can find more information about our eligibility requirements by checking out this link. When you're ready to open an account, follow this easy process detailed here: https://gbs.onlinecu.com/yorkedufcu/#/sign-up. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly with reliable payment processing at your fingertips. Our merchant services make transactions easy, letting you focus on what matters most growing your business. From credit card processing to online payment solutions, we provide the tools you need to serve your customers better. For more information about how we can support your business journey, call us at (717) 843-1153 or visit our website at https://yefcu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Navigating your finances shouldn't be a hassle. That's why we offer user-friendly services that cater to various aspects of your financial life. For instance, if you're looking for quick access to funds, our ATM Services Only allow you to withdraw cash and manage your accounts efficiently without the need for in-branch visits.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At York Educational Fcu, we understand that many members prefer digital banking options. While our branch may focus on ATM services, we encourage you to explore our online banking features. These tools provide easy access to your accounts from anywhere, allowing you to check balances, make transfers, and pay bills all from the comfort of your home or on the go.

Join Us Today!

At York Educational, we're more than just a credit union; we're a community resource dedicated to helping you thrive financially. If you're ready to take control of your finances or learn more about how we can assist you, don't hesitate to reach out! Visit us at our branch or call us today. Experience the difference at York Educational, where member satisfaction is our priority!

Personalized Support

Our dedicated team is here to assist you with any questions or concerns regarding your financial journey. Whether you're new to banking or looking for specific advice, we're just a phone call away at (717) 843-1153. We believe in building relationships with our members, ensuring you feel valued and supported every step of the way.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://yefcu.org/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking services allow you to stay connected to your accounts without the hassle of visiting a branch. Plus, our user-friendly interface ensures that even those new to online banking can navigate effortlessly.

Enhanced Security Features

Your security is our top priority. We provide electronic signature authorization, ensuring that your transactions are safe and verified. You can have peace of mind knowing that your personal information is protected while you manage your accounts online.

Go Green with E-Statements

We also promote eco-friendly practices by offering e-statements. With this feature, you can access your statements digitally instead of receiving paper copies, helping you reduce clutter while keeping track of your finances efficiently. At York Educational, we strive to make banking as straightforward as possible for our members. From real-time account management to secure transactions, our digital and online banking services are tailored to fit your lifestyle. Embrace the convenience today and visit us at https://yefcu.org/!

Smart Mobile Solutions

For members who prefer mobile banking, our mobile application offers all the functionality you need right at your fingertips. You can enjoy features like mobile payments and person-to-person transfers, making it easy to send money to friends or family with just a few taps on your phone.

Financial Strength

Commitment to Growth

Our $3,988,633 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $235 in used auto loans and $16,560,866 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

With a total of 5,213 share accounts, we have a strong and growing member base that trusts us with their finances. This trust drives our dedication to enhancing your banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, York Educational is your trusted partner. Visit us at 1601 S Queen St York Pa 17403 or call (717) 843-1153 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $49,160 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable support.

Secure Savings Opportunities

Members' savings are secured through $2,784,716 in share certificates and $492,920 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $3,988,633, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,967,018 in used vehicle loans and $1,424,203 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options that fit your budget.

Credit Lines

For those looking for flexibility in borrowing, our total credit lines amount to $2,000,000. This can be a great resource for managing cash flow or unexpected expenses while keeping your finances organized. If you're considering refinancing any of your existing loans or want to learn about eligibility options available through our loan programs, please don't hesitate to reach out. You can visit us at our branch located at 1601 S Queen St York Pa 17403 or call us at 717-843-1153 during our operating hours from 8 AM to 5 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,052,453, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms to ensure your journey into homeownership is smooth and stress-free.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $424,630 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases while benefiting from low-interest rates.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures fair and transparent offers for all users. Each lender listed has undergone a verification process, so users can trust that the information they see is accurate and up-to-date.

YORK EDUCATIONAL FEDERAL CREDIT UNION - York, PA

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